GDPR EU Representative for Fintech Companies
Fintech operators sit at the intersection of GDPR, PSD2, AMLD, and national financial supervisory law. Article 27 is a baseline you cannot afford to skip.
Why Fintech are squarely in GDPR scope
The trigger for GDPR Article 27 is not company size or revenue — it is whether you offer goods or services to people in the EU, or monitor their behaviour. Fintech typically meet both tests the moment they have a single EU user, customer, or visitor.
Personal data your fintech typically processes
- KYC documents, identity verification artefacts
- Transaction logs and counterparty data
- Risk-scoring and fraud-modelling inputs
- Account-holder communications and audit trails
The risk of staying uncovered
Financial supervisors increasingly coordinate with data-protection regulators. A missing Article 27 designation can be picked up during any cross-border banking review and used as a structural compliance failing.
What a real EU representative does for a fintech
We act as the named point of contact for EU supervisory authorities and data subjects across all 27 member states. When a regulator writes, the letter lands with a registered German company with lawyers on the team, is handled in German where needed, and reaches you promptly. When a data subject sends an Article 15 access request, we forward it to your named contact and log it. Responding remains your job; legal support is available as a separate engagement.
Close the gap
Get a registered German GmbH designated as your EU representative, with licensed German attorneys on the team — purpose-built for fintech.
Ready to Close Your Article 27 Risk Gap?
GDPR Article 27 representation, backed by Cloudkasten GmbH. Fixed annual pricing, published online. Get covered in under 48 hours.
No credit card required. Results in 2 minutes.